THE UNIT-LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN UNIT-LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR. T&C Apply.
Unit Linked Health Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. PNB MetLife India Insurance Company Limited is only the name of the Life Insurance Company and PNB MetLife 360 Health Saving Plan is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
For More details on risk factors, terms and condition please read the sales brochure before concluding the sale. For Further details on all the conditions exclusions related to product, please contact our insurance advisors.
^*Family Coverage is an optional benefit available under Accidental Total and Permanent Disability Benefit where subject to policy being in in-force status.
^`Family Members include Family Members of Primary Life Assured i.e., maximum of one spouse and maximum of three children.
^~360 Health Services are completely optional and are offered at no additional cost to the Primary Life Assured. The Primary Life Assured may exercise his/her own discretion to avail the services. The services can be availed only where the Policy is In-Force status and are being provided by third party service provider(s) and we shall not be liable for any liability. Please refer to policy document for further details.
^#Return of Premium Allocation Charges (ROPAC) is expressed as percentage of Premium Allocation charges deducted in the policy. Such additions shall be made only if the Policy is In Force and all due Premiums have been paid.
^{^}For Family Coverage (Spouse): 99 years subject to Primary Life Assured’s maturity age not exceeding the maturity age option selected at inception of the policy. On the completion of age 99 (age at last birthday) during any policy year, the spouse shall be terminated from the policy on the succeeding policy anniversary
For Family Coverage (Children):
22 years subject to subject to Primary Life Assured’s not exceeding the maturity age option selected at inception of the policy
^**Annualized Premium is the premium amount payable in a policy year, excluding the taxes, rider premiums and underwriting extra premium on riders, if any.
¹Monthly mode is available for Standing instruction/direct debit options (including Electronic Clearing System (ECS), and Automated Clearing House (ACH)).